# Apply for a credit line for your WhatsApp Business account

<div id="bkmrk-apply-for-a-credit-l"><div id="bkmrk-apply-for-a-credit-l-1"><div><div>## Apply for a credit line for your WhatsApp Business account

</div></div></div><div id="bkmrk-this-article-is-inte"><div><div><div><div><div id="bkmrk-this-article-is-inte-1"><div><div><div>![](https://support.chatarchitect.com/uploads/images/gallery/2026-04/embedded-image-bjrimczo.webp)</div><div><div>This article is intended for businesses that use [<u>WhatsApp Business Platform</u>](/business/help/325994829075700). Learn more about [<u>credit lines for WhatsApp Business accounts</u>](/business/help/403716511507786).</div></div></div><div><div>![](https://support.chatarchitect.com/uploads/images/gallery/2026-04/embedded-image-zxlrbaf0.webp)</div><div><div>Only Service partners are eligible to apply for a new credit line for WhatsApp Business accounts.</div></div></div><div>To secure a payment method, you must set up a credit line for your WhatsApp Business account. If your business is approved for the credit line, you can [<u>attach the credit line to your WhatsApp Business account</u>](/business/help/343643589532032) and start using it as a payment method.

**Note:** You can't apply for a credit line for your WhatsApp Business account if you have a credit line ([<u>monthly invoicing</u>](/business/help/2086865811541431)) for ads on Facebook, Instagram and other Meta technologies currently. If you already have a credit line for ads, you can’t apply for a separate credit line for your WhatsApp Business account(s). You'll need to [<u>add your WhatsApp Business account(s) to your existing credit line</u>](/business/help/1082681609235949) and use this credit line to pay for your WhatsApp usage. If you receive a message or notification in Meta Business Suite that you have exceeded your credit limit, your [<u>Meta ads will be paused</u>](/business/help/183197756325469).

If a WhatsApp Business Platform account is created using embedded signup, the Solution Partner must [share its credit line with end clients using API](https://developers.facebook.com/docs/whatsapp/embedded-signup/billing-and-payment). The end clients can't use their own credit line to pay for their WhatsApp usage.

</div><div><div>### Before you begin

</div>- <div>[Sign up for a business portfolio.](/business/help/1710077379203657)</div>
- <div>[Create a WhatsApp Business Platform account](/business/help/2087193751603668).</div>
- <div>You have to be assigned to manage finances of your business portfolio.</div>

</div><div><div>### Set up a credit line

</div>To set up a credit line for your WhatsApp Business account:

1. Go to **Credit lines** in [Billing &amp; payments](https://business.facebook.com/billing_hub).
2. Click **Apply**.
3. In the **Apply for monthly invoicing** section, fill out your business information. If prompted, click **Select file** to upload your license, registration or a recent tax document.
4. View **Terms &amp; conditions**.
5. Click **Submit**.

You'll get a notification that your application is now pending approval. You'll need to wait for your credit line to be approved. Once approved, [attach the credit line to your WhatsApp Business account](/business/help/343643589532032).

</div><div><div>### Learn more

</div>- <div>[Attach a credit line to your WhatsApp Business account](/business/help/343643589532032)</div>
- <div>[About credit lines for WhatsApp Business account](/business/help/403716511507786)</div>
- <div>[Add WhatsApp Business account to your credit line for Meta ads](/business/help/1082681609235949)</div>
- <div>[View your WhatsApp Business invoices](/business/help/336463680476213)</div>
- <div>[Create a report for the invoice breakdown of your WhatsApp Business account](/business/help/309189633127842)</div>

</div></div></div><div><div><div>[![Permalink](https://support.chatarchitect.com/uploads/images/gallery/2026-04/embedded-image-ew34wrup.webp)](/business/help/1684730811624773?helpref=uf_permalink)[![Share](https://support.chatarchitect.com/uploads/images/gallery/2026-04/embedded-image-dzsbwyxa.webp)](https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.facebook.com%2Fbusiness%2Fhelp%2F1684730811624773)</div></div></div><div id="bkmrk-basicsabout-whatsapp"><div><div><div><div><div><div><div><div><div><div id="bkmrk-basicsabout-whatsapp-1"><div><div>[<div><div><div><div>#### Basics

</div></div></div></div>](#bkmrk-results-1)</div><div id="bkmrk-about-whatsapp-busin"><div>[About WhatsApp business accounts](/business/help/1499554293524119)[Connect your phone number](/business/help/456220311516626)</div></div></div><div><div>[<div><div><div><div>#### Create

</div></div></div></div>](#bkmrk-results-1)</div><div id="bkmrk-create-a-whatsapp-bu"><div>[Create a WhatsApp business account](/business/help/2087193751603668)[Create a WhatsApp account with Business Solution Providers ](/business/help/524220081677109)[Create message templates](/business/help/2055875911147364)</div></div></div><div><div>[<div><div><div><div>#### Manage

</div></div></div></div>](#bkmrk-results-1)</div><div id="bkmrk-delete-message-templ"><div>[Delete message templates](/business/help/2047376461998278)[Connect your Facebook Page](/business/help/1583303048513172)[Set up a line of credit](/business/help/1684730811624773)</div></div></div></div></div></div></div></div></div><div><div><div><div><div><div id="bkmrk-advertisecreate-ads-"><div><div>[<div><div><div><div>#### Advertise

</div></div></div></div>](#bkmrk-results-1)</div><div id="bkmrk-create-ads-that-clic"><div>[Create ads that click to WhatsApp](/business/help/447934475640650)[Create a new template for ads](/business/help/287043621933356)[Select an existing template for ads](/business/help/987542021418880)</div></div></div><div><div>[<div><div><div><div>#### Results

</div></div></div></div>](#bkmrk-results-1)</div><div id="bkmrk-about-billingview-yo"><div>[About billing](/business/help/2225184664363779)[View your invoices](/business/help/336463680476213)[Insights](/business/help/338500813332755)</div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div></div>